Karma is the idea that your own actions eventually come back to affect you, while fate is an outcome believed to be set in advance, regardless of what you do. Cutting in line and getting a flat tyre an hour later is karma; two people who were always destined to meet again is fate. Karma answers to your deeds; fate answers to a plan already written.
The core difference
Karma links what happens to you back to your own actions, while fate is an outcome treated as predetermined and unavoidable.
- karma — the effect of a person's actions returning to shape their fate: He cut in line and got a flat tyre an hour later — instant karma, his friends said.
- fate — the power thought to control events, seen as unavoidable, or the outcome it leads to: It seemed like fate that they met again after all those years.
How to tell them apart
A useful memory hook: karma is about cause, fate is about a fixed ending. Karma, from Sanskrit for ‘action, deed,’ ties an outcome back to something you did. Fate, from Latin fatum, ‘that which has been spoken,’ treats an outcome as already decided, independent of anyone's actions.
The mix-up shows up whenever people talk about things ‘meant to happen.’ If someone says a stroke of bad luck was deserved because of how they treated others, that is karma at work. If instead the emphasis is that something was always going to happen no matter what anyone did, that is fate.