net worth
4 synonyms and 1 antonym for net worth, grouped by meaning and by how common each one is.
Noun — The total value of everything a person or organisation owns, minus everything it owes; the figure that would be left if all assets were sold and all debts paid off.
Synonyms
Everyday swaps
Common words most readers know — safe in any writing.
Rare, literary or technical
Precise, but they will stand out — check the sense before using one.
net assets
net wealth
book value
Antonyms
net liabilities
How to use net worth
The word patterns that sound natural to a native speaker.
personal net worth
high net worth individual
calculate your net worth
net worth statement
negative net worth
Neutral. Used both in accounting, where the equivalent for a company is often called equity or net assets, and in everyday talk about personal finances.
Etymology
From net, meaning remaining after deductions, plus worth.
Full origin of net worth →Frequently asked questions
What is the difference between net worth and income?
Income is money arriving over a period of time, such as a salary each month. Net worth is a snapshot of accumulated value at a single moment — what is owned minus what is owed. A high earner with large debts can have a lower net worth than someone on a modest income who owns their home outright.
Can net worth be negative?
Yes. If debts exceed the value of what is owned, the figure is below zero. This is common early in life, for example where student loans or a new mortgage are larger than the assets held against them.
What counts as an asset when working out net worth?
Anything with resale value: cash and savings, investments, pension pots, property, vehicles and valuable possessions. Set against these are liabilities — mortgages, loans, credit card balances and other money owed.
