lending

The word “lending” means the act or business of giving out loans, whether of money or goods. In plain terms, the activity of lending — most often used for banks and libraries.

Here is “lending” used in a sentence: “The bank tightened its lending after the financial crisis.”

“Lending” is a noun.

“Lending” is a fairly common word in modern English.

Lending is giving out money or goods to someone with the expectation of getting them back, while borrowing is receiving them from someone else. The lender provides and the borrower receives; they are two sides of the same transaction.

Both mean giving something out to be returned and are largely interchangeable, though lending is often preferred in British English and in general contexts. Loaning, using "loan" as a verb, is more common in American English, especially for money.

Lending means giving out money or goods expecting them to be returned, usually without ongoing payment for their use, whereas leasing grants the use of property, such as a car or building, for regular payments over a set period. A lease is a formal, paid, time-limited arrangement.

Lending is the act or business of giving out loans, while credit is the arrangement or trust that allows borrowing to happen, letting someone obtain goods or money now and pay later. Lending is the action; credit is the facility that makes it possible.