A tortoise specifically lives on land, with a hard domed shell it can withdraw its head and legs into. Turtle is the wider word — it covers land, freshwater, and sea-dwelling species, so every tortoise is technically covered by "turtle" in loose use, but not every turtle is a tortoise.
The core difference
Tortoise names only the land-dwelling type; turtle is the broader term covering land, freshwater, and sea species.
- tortoise — a land-dwelling reptile with a hard domed shell: the tortoise moved slowly across the garden.
- turtle — a reptile with a protective shell living on land, in fresh water, or at sea: a sea turtle swam gracefully past the reef.
How to tell them apart
The simplest test is habitat: if it lives exclusively on land and has that high, domed shell, it's a tortoise. If it swims — in a river, a pond, or the sea — "turtle" is the safer, broader word. In everyday British usage, "tortoise" is reserved for the land dwellers, while "turtle" comfortably covers the rest.
Beyond the animal
Turtle has picked up extra lives as a verb: a boat that flips upside down in rough water is said to have turtled, and in gaming, a player who hunkers down defensively rather than attacking is said to be turtling. Tortoise doesn't share these extended uses.