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adj Uncommon

insured

ihn-SHOORD

Insured (adj) means Covered by an insurance policy. Example: “Make sure the car is insured before you drive it.”

adj
1
Covered by an insurance policy.
"Make sure the car is insured before you drive it."
noun
1
The person or people protected by an insurance policy.
"The insured must report any accident within 48 hours."

How to use insured

Learner’s notes

In plain EnglishProtected by an insurance plan, or the person that plan protects.

Easily confused with
Common pairings
fully insured the insured party

Word forms

insureds plural

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Make sure the car is _____ before you drive it.

Related words

Rhymes for insured

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Frequently asked questions

What does “insured” mean?

The word “insured” means covered by an insurance policy. In plain terms, protected by an insurance plan, or the person that plan protects.

How do you pronounce “insured”?

“Insured” is pronounced ihn-SHOORD (/ɪnˈʃʊɚd/ in IPA).

How do you use “insured” in a sentence?

Here is “insured” used in a sentence: “Make sure the car is insured before you drive it.”

What part of speech is “insured”?

Depending on how it is used, “insured” can be an adjective and a noun.

Is “insured” a common word?

“Insured” is an uncommon word in modern English.

How many meanings does “insured” have?

“Insured” has 2 distinct senses listed in this dictionary. The most common is: covered by an insurance policy.

What is the difference between "insured" and "policyholder"?

The insured is the person or property covered by an insurance policy, while the policyholder is the person who owns and pays for that policy. Often they are the same person, but in cases like family or business coverage, one policyholder can list several insured people.

Is "insured" used as a noun or an adjective?

Insured works both ways: as an adjective it describes something covered by a policy, as in "an insured vehicle," and as a noun it refers to the covered person, as in "the insured must file a claim within 30 days." Insurance documents frequently use the noun form as formal, legal shorthand.

What does it mean to be "underinsured"?

Being underinsured means you have some coverage, but not enough to fully cover a loss if one occurs. This differs from being uninsured, where there is no coverage at all.

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Definitions: FreeDict original editorial